Credit Officer (Five Posts)

Credit Officer (Five Posts)

Twiga Bancorp Limited (TBCL)

Date Listed: Oct 10, 2013
Phone: No Phone Calls
Area: Dar Es Salaam
Application Deadline: Oct 24, 2013

Position Description:
From Daily News October 10, 2013
Twiga Bancorp Limited (TBCL) is a fast growing Non-Bank Financial Institution established under the Banking and Financial Institution Act (1991) to carry out all banking business with the exception of taking deposit on Current Accounts. The Institution has five Branches, two in Dar es Salaam and one each Arusha, Dodoma and Mwanza, and sub -Branch at the Julius Nyerere International Air port and Nyerere Memorial Academy Kigamboni, Dar es Salaam. The Institution is expected to better meet the requirements of its customers and the public in general.

Twiga Bancorp Limited wishes to recruit qualified applicants to fill the following posts:
Appointing Authority:          Chief Executive Officer
Responsible To:Head of Credit/Branch Manager
Salary Scale:      TBSS. 6
Entry Qualifications
Holder of Bachelor Degree or Advanced Diploma in Banking, Economics, Finance, Accountancy or equivalent with at least two years relevant working experience in a reputable firm.
Duties and Responsibilities
Support the Head of Credit in the administration, evaluation, and direction of the business portfolio of the Bank in order to achieve the desired results for quality, profitability, and growth.
Participate in the Bank review process, ensuring that the risk taking philosophy and lending strategies of the Bank are adhered to.
Recommend loan authority levels. Ensure proper risk grades and exposure strategies are assigned.
Provide coaching and mentoring on risk assessment, credit underwriting, loan structuring, and relationship management, to business relationship managers.
Support Head of Credit in managing, identifying, and closely monitoring past dues and non performing assets, lending activity, and other portfolio trends.
Provide risk assessment, loan structuring, and relationship management coaching/feedback on loans.
Provide feedback on portfolio performance, credit requests, and approval volume for individuals and account officers.
Discuss specific underwriting concerns; manage the bank's alarm and high risk audit for new loans and maturing high risk approval for loans.
Assist in annual credit skills assessment process of business relationship managers. Performs any other duties as may be assigned by supervisor.


Application Instructions:
Remuneration
Attractive remuneration package will be offered to the successful candidate.
Only short listed candidates will be contacted for interview
Applications should be addressed to:
The Chief Executive Officer,
Twiga Bancorp Limited,
P.O.Box 10119
Dar es Salaam
To reach him not later than two weeks after first publication of the advert.